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HDFC Bank Credit Cards

HDFC Bank is the undisputed king of credit cards in India. Over 40 card variants, a well-structured rewards program, and some genuinely excellent co-branded cards make this the first place…

HDFC Bank is the undisputed king of credit cards in India. Over 40 card variants, a well-structured rewards program, and some genuinely excellent co-branded cards make this the first place most people start — and often end — their search.

The bank offers cards across every category from basic cashback (MoneyBack) to ultra-premium metal (Infinia). Their HDFC SmartBuy portal gives strong redemption value, and their co-branded cards with brands like Swiggy, Diners Club and Marriott are among the best in their respective categories.

Why Choose HDFC?

All HDFC Bank Credit Cards

HDFC Infinia Metal

HDFC Infinia Metal Credit Card

HDFC Bank
Super Premium Travel Lounge Access Air Miles
Annual Fee: ₹12,500/yr
Joining Fee: ₹12,500
🎁 Rewards: 5 Reward Points per ₹150; best SmartBuy redemption value
✅ Best for: High spenders (₹10L+/yr) wanting top-of-market rewards
HDFC Millennia Credit

HDFC Millennia Credit Card

HDFC Bank
Cashback Shopping Dining
Annual Fee: ₹1,000/yr
Joining Fee: ₹1,000
🎁 Rewards: 5% cashback on Amazon, Flipkart, Myntra, Swiggy
✅ Best for: Online shoppers spending ₹40k+/month on top platforms
HDFC MoneyBack+ Credit

HDFC MoneyBack+ Credit Card

HDFC Bank
Cashback Beginner Shopping
Annual Fee: ₹500/yr
Joining Fee: ₹500
🎁 Rewards: 10X CashPoints on SmartBuy, Swiggy, Zomato, Amazon
✅ Best for: Entry-level users wanting simple cashback rewards
HDFC Regalia Gold

HDFC Regalia Gold Credit Card

HDFC Bank
Travel Lounge Access Premium
Annual Fee: ₹2,500/yr
Joining Fee: ₹2,500
🎁 Rewards: 4 Reward Points per ₹150 spent on all categories
✅ Best for: Frequent domestic flyers wanting premium travel benefits
HDFC Swiggy Credit

HDFC Swiggy Credit Card

HDFC Bank
Dining Cashback Lifestyle
Annual Fee: ₹500/yr
Joining Fee: ₹500
🎁 Rewards: 10% cashback on Swiggy; 5% on other online spends
✅ Best for: Swiggy users ordering food 2+ times a week