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10 Best Shopping Credit Cards in India (2026)

Shop smarter online. Compare cashback on Amazon, Flipkart, Myntra, Nykaa and all major Indian e-commerce platforms.

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Amazon Pay

Amazon Pay ICICI Credit Card

ICICI Bank
Cashback Shopping Lifetime Free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% back on Amazon (Prime); 3% non-Prime; 2% on others
βœ… Best for: Amazon Prime members who shop online regularly
⭐ 4.7/5
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HDFC Millennia

HDFC Millennia Credit Card

HDFC Bank
Cashback Shopping Dining
Annual Fee: β‚Ή1,000/yr
Joining Fee: β‚Ή1,000
🎁 5% cashback on Amazon, Flipkart, Myntra, Swiggy
βœ… Best for: Online shoppers spending β‚Ή40k+/month on top platforms
⭐ 4.6/5
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Flipkart Axis

Flipkart Axis Bank Credit Card

Axis Bank
Shopping Cashback Lounge Access
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 5% unlimited cashback on Flipkart, Myntra, 2GUD
βœ… Best for: Regular Flipkart shoppers, especially during Big Billion Days
⭐ 4.5/5
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SBI SimplyClick

SBI SimplyClick Credit Card

SBI Card
Shopping Cashback Beginner
Annual Fee: β‚Ή499/yr
Joining Fee: β‚Ή499
🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart
βœ… Best for: Online shoppers who use Amazon, Cleartrip and BookMyShow regularly
⭐ 4.2/5
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HDFC MoneyBack+

HDFC MoneyBack+ Credit Card

HDFC Bank
Cashback Beginner Shopping
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 10X CashPoints on SmartBuy, Swiggy, Zomato, Amazon
βœ… Best for: Entry-level users wanting simple cashback rewards
⭐ 4.1/5
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FAQs

Common Questions about Shopping Cards

What is the best Shopping credit card in India for 2026? οΌ‹
The best card depends on your spending habits and income. Use our rankings above β€” they're updated monthly based on actual reward rates, fees, and benefits.
Are the rankings paid or sponsored? οΌ‹
No. We never accept payment to rank a card higher. Rankings are based on objective criteria: reward rate, fee value, benefits, and real-world usability.
How do I apply for a Shopping credit card? οΌ‹
Click "Apply Now" on any card β€” it takes you directly to the bank's official application page. You'll need PAN card, income proof and address proof ready.
What credit score do I need? οΌ‹
Most credit cards require a CIBIL score of 700+. Premium cards may need 750+. If you're building credit, start with a secured or lifetime-free card.