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10 Best Travel Credit Cards in India (2026)

Compare the best travel credit cards in India for 2026. Airport lounge access, air miles, zero forex fees, flight discounts.

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HDFC Infinia

HDFC Infinia Metal Credit Card

HDFC Bank
Super Premium Travel Lounge Access Air Miles
Annual Fee: β‚Ή12,500/yr
Joining Fee: β‚Ή12,500
🎁 5 Reward Points per β‚Ή150; best SmartBuy redemption value
βœ… Best for: High spenders (β‚Ή10L+/yr) wanting top-of-market rewards
⭐ 4.9/5
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ICICI Emeralde

ICICI Emeralde Private Metal Card

ICICI Bank
Super Premium Travel Lounge Access Air Miles
Annual Fee: β‚Ή12,000/yr
Joining Fee: β‚Ή12,000
🎁 6 PAYBACK Points per β‚Ή100; 12X on travel bookings
βœ… Best for: HNI spenders seeking complete luxury travel experience
⭐ 4.8/5
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Axis Bank

Axis Bank Magnus Credit Card

Axis Bank
Super Premium Travel Air Miles Lounge Access
Annual Fee: β‚Ή12,500/yr
Joining Fee: β‚Ή12,500
🎁 35 EDGE Miles per β‚Ή200 on travel; best-in-class transfer ratio
βœ… Best for: Frequent international flyers who value air mile transfers
⭐ 4.8/5
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IDFC FIRST

IDFC FIRST Wealth Credit Card

IDFC First Bank
Lifetime Free Lounge Access Travel Premium ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10X rewards on online spends; 6X offline; no expiry
βœ… Best for: Anyone wanting premium lounge access and high rewards for free
⭐ 4.8/5
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HDFC Regalia

HDFC Regalia Gold Credit Card

HDFC Bank
Travel Lounge Access Premium
Annual Fee: β‚Ή2,500/yr
Joining Fee: β‚Ή2,500
🎁 4 Reward Points per β‚Ή150 spent on all categories
βœ… Best for: Frequent domestic flyers wanting premium travel benefits
⭐ 4.7/5
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Axis Bank

Axis Bank Atlas Credit Card

Axis Bank
Travel Air Miles Lounge Access
Annual Fee: β‚Ή5,000/yr
Joining Fee: β‚Ή5,000
🎁 5 EDGE Miles per β‚Ή200 on travel; 2 on all other spends
βœ… Best for: Frequent flyers wanting maximum air mile accumulation
⭐ 4.7/5
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SBI Card

SBI Card Elite

SBI Card
Premium Travel Lounge Access Dining
Annual Fee: β‚Ή4,999/yr
Joining Fee: β‚Ή4,999
🎁 5 Reward Points per β‚Ή100; 10X on dining and groceries
βœ… Best for: Premium cardholders wanting lounge access with a trusted brand
⭐ 4.5/5
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Federal Bank

Federal Bank Scapia Credit Card

Federal Bank
Travel Forex Lounge Access Lifetime Free Air Miles ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10% travel cashback on Scapia app; no blackout dates
βœ… Best for: Budget international travellers wanting zero forex + free lounge
⭐ 4.5/5
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FAQs

Common Questions about Travel Cards

What is the best Travel credit card in India for 2026? οΌ‹
The best card depends on your spending habits and income. Use our rankings above β€” they're updated monthly based on actual reward rates, fees, and benefits.
Are the rankings paid or sponsored? οΌ‹
No. We never accept payment to rank a card higher. Rankings are based on objective criteria: reward rate, fee value, benefits, and real-world usability.
How do I apply for a Travel credit card? οΌ‹
Click "Apply Now" on any card β€” it takes you directly to the bank's official application page. You'll need PAN card, income proof and address proof ready.
What credit score do I need? οΌ‹
Most credit cards require a CIBIL score of 700+. Premium cards may need 750+. If you're building credit, start with a secured or lifetime-free card.